Profile Summary
Results-driven loan officer with a track record of originating and closing mortgage loans efficiently while maintaining compliance and superior customer service. Proficient in FHA, VA, and conventional programs, credit analysis, and underwriting coordination. Demonstrates strong relationship-building with borrowers, real estate partners, and processors to ensure a smooth loan lifecycle.
Experience
FirstChoice Mortgage, San Francisco, CA
Senior Mortgage Loan Officer | Jan 2019 – Present
- Originated and funded over $120M in residential loans; achieved a 98% on-time closing rate.
- Managed a growing pipeline of 120+ borrowers, delivering weekly updates and personalized guidance.
- Implemented streamlined underwriting checklists reducing cycles by 18% and improving borrower satisfaction.
United Home Loans, San Jose, CA
Mortgage Loan Originator | Jun 2015 – Dec 2018
- Processed 200+ loan applications with a 97% on-time closing rate.
- Educated borrowers on loan options, improving product knowledge leading to higher conversion rates.
- Collaborated with realtors and processors to reduce conditions and expedite funding.
Skills
- Mortgage Origination
- Underwriting Support
- FHA/VA/Conventional Loans
- Credit Analysis
- Regulatory Compliance (RESPA, TILA)
- Loan Processing & Closing
- Relationship Management
- CRM & Pipeline Management
Certifications
- NMLS Licensed Mortgage Loan Originator
- Certified Mortgage Advisor
- FHA/VA Guidelines Certification
Education
Bachelor of Business Administration, Finance, University of California, Berkeley (2011 – 2015)
Relevant Coursework: Real Estate Finance, Risk Management, Banking Operations